Is infertility treatment covered by health insurance?
Infertility treatment is not that expensive in India as compared to the western world. It can cost somewhere between Rs. 1 lakh to Rs. 4 lakhs.
Some insurance companies have introduced infertility treatment under their health insurance plans.
Which health insurance company covers IVF in India?
Magma HDI Maternity Cover
Magma offers a health insurance policy with premiums starting at INR 10,000 per year for a female aged 30 to 35, with a lifetime cap of INR 50,000.
Star Health Insurance
For a woman between the ages of 30 and 35, the Star Health policy premium is roughly INR 10,000. But the waiting period is three years or more. Neonatal and maternity care are also included.
Classic health insurance plan
This plan, which has a premium in the range of INR 10,000, covers IVF and infertility tests and treatments. The Care Classic plan also has a three-year waiting period.
Bhartiya Mahila Bank and New India Insurance
Women who have opened a Bhartiya Mahila Bank account are eligible for this coverage. The sum assured ranges from Rs 1 lakh to Rs 5 lakh, and the premium for their Rs 1 lakh insurance coverage begins at Rs 1,745 for women aged 22 and up.